The commercial insurance services provided by Olson & Olson Ltd will help you determine the strengths and weaknesses in your present risk management programs, as well as allow us to create an underwriting file that will provide you with a comprehensive and competitive insurance program suited to your needs. As part of our services, we:
Conduct a Client Interview to identify your business and organization.
Conduct a Risk Transfer Tool Review to analyze leases, contracts, etc.
Conduct a Building Evaluation to identify your insurance needs.
Gather business income and expenses worksheets.
Conduct a classification review for employees, automobiles, equipment.
Review past policy and claims
Safety & Risk Management Services
Risk Management services are designed to help reduce or eliminate claims by implementing programs that provide awareness, training, monitoring, and assist in managing the risks inherent in doing business. Properly implemented programs often reduce injuries to your employees, damage to your property and/or equipment, and can potentially save you money on your insurance program. Our Risk Management services include:
Review of claim history and present training programs
Loss control visits
Accident investigation programs
Facility Management program review
Claim reviews
Colorado Cost Containment Certification
Return to work programs
Equipment programs
Surety Bond Services
Obtaining and maximizing surety bond credit is essential to many businesses. Surety Bond services include:
Initial setup of Bond program
Bond Issuance
Ongoing Bond program maintenance
Contract / Bond form review
Monitoring Surety companies and their ratings
Surety Bond Claim / Payment issues
Construction and surety marketplace update information
Surety access
Employee Benefit Services
Employee Benefit Services are designed to assist you in administering your benefits program so you can attract and retain the right people for your organization. Benefit services include:
Review current census information
Participation in benefits surveys
Comparison of voluntary benefits to employer-paid benefits
Information about conventional plans, deductible plans, self-funded plans
Set up human resources portal internet tools
Assistance in creating a customer employee manual
Workers' Compensation Services
Workers' Compensation is one of the most costly insurance coverages. We help manage this by ensuring all of your underwriting and required statistical information is correctly applied to your account. We also coordinate with Risk Management Services to recommend safe work practices and claims controls to further allow you to manage claim and premium expenditures. Our Workers' Compensation service includes:
Audit of previous policies
Assistance with implementation of Colorado Cost Containment Procedures
Analysis of the use of deductibles
Quarterly review of claims
Review of subcontracts
Assistance in choosing and maintaining working relationship with providers
Providing industry and legislative news relating to workers' compensation.
Please contact us if you have any questions about the services we provide.
